Zakat Calculator

Calculate your zakat easily and accurately based on the gold or silver nisab, with clear steps for every category of your assets and liabilities.

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Zakat is one of the five pillars of Islam, obligatory upon every sane, adult Muslim who owns wealth reaching the nisab and held for a full lunar year. This page provides an interactive zakat calculator to help you determine the amount due precisely, alongside a detailed explanation of the zakat nisab and the conditions for its obligation.

Zakat is the third pillar of Islam, a financial obligation upon every sane, adult Muslim who owns wealth reaching the nisab threshold and held for a full lunar year (hawl). Enter your financial details below to calculate the amount due precisely.

This tool is an aid for approximating the calculation based on generally agreed-upon jurisprudential principles, and is not a substitute for consulting a qualified scholar or an accredited zakat authority for your specific situation, especially with complex finances such as businesses, shares, or long-term debts.

Enter Your Wealth Details

Nisab of Zakat

The nisab is the minimum amount of wealth a Muslim must own before zakat becomes obligatory. It is measured by the weight of gold (87.48 grams) or silver (612.36 grams), whichever basis you choose. Enter the current price per gram of gold or silver in Saudi Riyals to have the tool calculate the nisab value automatically and compare it to your net wealth.

Nisab calculation basis

The silver nisab is usually a lower value, and it is the basis preferred by many scholars because it is more inclusive and a more cautious approach to paying zakat.

Zakatable Assets

Enter the value of everything you own that is zakatable and has completed a full lunar year (hawl) in your possession. Leave any field blank or zero if it does not apply to you.

Deductible Liabilities

Debts owed by you that must be repaid within the coming year, and bills or obligations due right now, are deducted from your total assets — long-term debts not yet due (such as distant mortgage instalments) are not deducted, and interest (riba) is never deductible under any circumstances.

Who Must Pay Zakat?

Zakat is obligatory upon every Muslim who is sane, adult, and free, and who owns zakatable wealth that has reached the nisab threshold and remained in their possession for a full lunar year without falling below the nisab during that time. There is no zakat on wealth used for basic needs such as a personal home, personal car, and household furniture — zakat applies to growing or potentially-growing wealth such as cash, gold, silver, and trade goods.

Is Zakat Due on Personally-Worn Gold and Silver (Jewellery)?

This is a matter of scholarly disagreement. The majority of jurists (the Maliki and Shafi'i schools) held that gold and silver jewellery intended for ordinary personal use carries no zakat, while the Hanafi school held that zakat is due on it regardless of whether it reaches the nisab. It is preferable to be cautious and pay zakat on jewellery if it reaches the nisab, or to consult a qualified scholar to determine the most suitable position for your situation.

Frequently Asked Questions

How do I calculate the zakat on my wealth?

Zakat on wealth is calculated by summing all your zakatable assets (cash, gold, silver, trade goods) and deducting outstanding debts, then comparing the result to the zakat nisab; if it reaches or exceeds it, you pay out 2.5% of the net amount as zakat.

What is the nisab of zakat?

The nisab is the minimum amount of wealth a Muslim must own before zakat becomes obligatory upon them, measured by the weight of 87.48 grams of gold or 612.36 grams of silver, based on the current market price of whichever is used.

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